Maximize the value of your home with…

Refinancing

If your mortgage no longer fits your life, it’s time to change it.

Refinancing lets you lower payments, access equity, or eliminate debt.

We have over 16 years of experience helping people get the most out of their existing mortgages. Refinancing is a financial opportunity many never take advantage of. 

You don’t have to wait until your mortgage term ends to restructure your loan. You can refinance to cover renovations on your home, to reduce payments, build wealth, or consolidate debt.

At Jennings & Associates, we get to know your unique financial situation, and help you develop a plan to meet your needs and save you money.

Canadian Mortgage Professionals - 2025 Top 75 Mortgage Brokers
Jennings & Associates BBB accredited business profile

BBB
RATING: A+

Best Mortgage brokers in St Johns

BBB
RATING: A+

Why do I need a mortgage broker?

Here are some of the benefits of working with Jennings & Associates on Refinancing

 

Lower Payments

Free Up Money

Build Wealth

Jennings & Associates East Coast Mortgage Brokers
Excellent
5.0
Based on 118 reviews
We had an excellent experience with Jennings and Associates. We sincerely appreciate the professionalism, dedication, patience, and continuous support throughout our home-buying journey. The guidance and assistance provided at every step made the process much easier for our family. Highly recommended. Thank you for everything!
Jason Piercey
2 days ago
recommends
One would expect a real estate agent who reviewed a mortgage broking business to speak highly of the service they provide to the agent's clients. While it is true that Rob and his team have always served my clients well, my review focuses more on my personal experience. This part I will keep short. I don't have a better way to word it than to say, quite simply, "If Jennings and Associates can't get it done, I don't believe it to be possible."
Jeff Walsh
1 week ago
I had a great experience with Jennings & Associates! Matt was extremely helpful throughout the entire mortgage process, answering all my questions and making everything easy to understand. He made what could have been a stressful experience much smoother and less overwhelming. I really appreciated his professionalism, communication, and support from start to finish. I would highly recommend Jennings & Associates to anyone looking for a mortgage broker!
Sarah Osmond
2 weeks ago
Matt was amazing. Communication was open and honest, easy to contact, was kept in the loop every step of the way. He was definitely made for this line of work, as long as he is in this position he will be who I go back to everytime. Thanks again for your dedication and commitment to us
Ken Jones
6 months ago
Was worried about my up coming mortgage renewal and Brittany was EXTREMELY helpful , by chatting with her for 10 minutes and after the call I felt like the weight of the world was lifted off my shoulders, BIG SHOUT OUT TO BRITTANY , She is an asset to the company
YOUR STORY GUY
8 months ago
Brittany Hill has been my Mortgage Broker on several real estate deals now and her level of proffesionalism is beyond anything I've experienced! Brittany always strives to get the very best mortgage and best interest rate for her clients, she has saved me hundreds on my mortgage payment, got me approved on a farm purchase/other deals and Brittany made the process stress free and fun 😁 If you want the best mortgage and the best broker call Brittany Hill from East Coast Mortgage Brokers, she will bring your dreams to life!! 😁😁😁😁😁
John Blackmore
8 months ago
You are in good hands with Scott Hynes.
rbc consult
8 months ago
Brogan Derrington
8 months ago
Took the time to explain all our options and made sure we understood:)

Let’s Get Started

How Our Mortgage Process Works

  • Step #1 – Schedule an Appointment
  • Step #2 – Find the Right Loan
  • Step #3 – Get Approved

Leverage your mortgage to fit your needs

Are you locked into a high rate? Are you looking to free up more money?

Your mortgage is more than just a house payment. 

Our team helps you explore all your financing options when it comes to mortgage financing or re-financing.

Whether you need access to more money when things are tight, or you’re looking to purchase new investments, we make sure you know all your options.

Make sure your loan works for you

With the help of mortgage specialists, you can find the right loan for your unique situation.

First Time Home Buyers

Debt Consolidation

Refinancing

Mortgage Renewals

CONTACT:

709.300.4518

HOURS:

Monday – Friday

9am – 5pm

OFFICE:

238 Torbay Rd.

St. John’s, NL

Before You Go,
Stay Ahead of Your Mortgage

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